Real Estate insurance

Real Estate is designed to specifically meet the insurance needs of commercial property owners and covers a wide range of customers including companies with single premise risks to organisations with large mixed asset portfolios.

The product provides cover for Property Damage and Property Owners Liability as standard along with a wide range of optional covers including Loss of Rent, Employers Liability and Legal Expenses.

 If you’re looking for freeholder building insurance, then a block insurance policy is probably right for you.

 
As a freeholder – or if you are obliged to settle a share of freehold buildings insurance – then you need to protect your investment in the physical structure of your property.

But if there are multiple flats in the same block, all with different owners – even a simple maisonette – then your freeholder buildings insurance can be a little bit more complicated.

For flats that have been sold on long leases, a building can have multiple flat owners in multiple properties within the same building and so the risks and responsibilities within the property are slightly different.

As such, you should not assume that a standard home insurance or landlord insurance policy is right for you. Pick the wrong type of policy and you may find that the insurer will decline to pay out on a claim, so this is important.

Our property insurance for landlords covers the cost of rebuilds and repairs if your property is damaged. So you and your tenants can get back to normal as quickly as possible.